Woo-hoo! After years of sailing close to the wind, my boat has finally come in...


Well, I say boat. To be honest it's more of a dinghy. I've just won £25 on the premium bonds. Which is an achievement, as when I bought them, the minimum prize was £50. It's what they call the law of diminishing returns.

I've had £1,000 invested for five years now, and I've won a total of £75. I'm not sure what rate of interest that equates to, but I think I'd do better on the lottery. I'm off to buy twenty-five scratchcards.